Jun 04

Leaders Speaking Series: Public Speaking Podcast – Focus, Prepare, Practice

By Judy | Podcast

This podcast on The Leaders Speaking Series – Public Speaking – Focus, Prepare and Practice cover the basics of getting ready for a presentation and how to make sure you’ll be successful.

Mar 21

How to Start Saving Money – Don’t Buy Now!

By Judy | Finances , Leadership

Finances - Getting Started

The Dreaded Talk About Your Finances

Well if you’re anything like me and my family talking about finances was the last thing we ever did at the dinner table or anywhere else for that matter.  It was taboo to bring up money.  You never asked questions about how to handle your money or what to do if…. Man looking back now, it’s a wonder I even learned how to count my money.

One of the many reasons I took 5 years of training in Financial Planning was because I wanted to learn more about money and how others managed it.  Looking back, I don’t understand why we’re not taught more about finances in school, and I don’t mean just how to count it.

Understanding finances is the first step in your “money crunch recovery program”, the next step is taking action to nurture that money and help it grow.

Savings – the dreaded word.

Who the @$#^^ wants to save, really? If you don’t like saving, you’re not alone.

I have yet to meet someone who gets up in the morning and does the “I love saving” dance, just waiting to put some of their money away for their future.  I wasn’t one of these people.  I liked to buy when I was younger.

As you get older you realize all those things that you bought, you now have to pack if you move, give away or find a home for and you really didn’t need them in the first place.  What you could use is the money you spent to buy these things in the first place.  The moral of this money story is take care of the money you have.

Learn to respect your money and it will respect you.  Don’t use spending as a therapy for your problems or you may find yourself in depression.  Give back some of what you make to those that really need it and never take it for granted.

What you can count on is those rainy days that will come in your life.  Days, weeks and even months, where you’ll be glad you put money away under your mattress or in your sock, oh or maybe in the bank too.

Oh and where ever you stash it, don’t forget where you put it.

Just a quick story.

When I was younger I used to go out in the winter to a very remote cabin, walking miles along a trail in the bush, where an old trapper used to live.  Me and my husband would take care of him by bringing out supplies to him so he could eat and not have to walk out miles to find a ride to town (he lived over 70 miles from the nearest town), especially during the winter months.  We carried in flour, salt, baking soda, baking powder, dog food, canned supplies, some vegetables, etc.  It was a very long day to just get the food to him safely.

Once we had the food all at his cabin he would pay my husband for bringing in the food (he didn’t think I knew how to take care of money, after all I was a woman, that’s a completely different story…as I digress) anyway….

In order to pay us he would take his medal detector and go outside of the cabin.  We had to stay in the cabin and wait so we didn’t know where he stashed is money and steal it (like we would). He buried his money in tin cans underground or under deep snow in the winter.  When he got his pension cheques he would have them cashed, then put the cash in the tin cans and then bury them close to trees in the snow banks but, often he would forget where he put his money, hence the metal detector.  Even he had a money system, as rough as it was.  He at least saved his money, but sometimes would lose some if he could not find it with his detector, only to find it again when the snow melted (kind of like winning the lotto).

My point is, everyone handles money differently. Spending is just a habit that you can change any time you are ready. Are you ready to begin changing some of your spending habits?

It is important to enjoy our lives, but when we hope that we can win money to pay our bills, we are on a slippery slope down a long mountain. This slope can lead to disaster if you are spending your grocery money at bingo, at a casino or on things you do not need.

Don’t be fooled into believing that buying things will make you feel better or winning money will be the answer to all your problems.  I know first hand it sure is not!

Even if you do win the lottery, if you’ve not learned how to budget and save, you will spend the money in no time. It is a proven fact that people who win the lotto and have never learned to budget their money or take care of it, spend it all within five years and end up in worse financial shape than they were before they won the money.

People who’ve never learned to control their money and allow money to control them, usually worry a lot. People who are in control of their money, plan for what they want, to feel less stress when it comes to their money situation.

Taking the time to plan is the key to your success. Looking forward and knowing what you want in your future will help you be successful with your finances.

Taking the first steps of simply becoming aware of when and where you spend your money helps to get you started on good money management.

Learning more about money concepts and how to manage your money effectively will serve you well in your future. Don’t just Buy Now! Talking about your finances is important. Get the conversation about your money going today and manage your money better tomorrow, as a leader.

Prepare – Plan – Perform – Prosper

Till our next dreaded financial talk,



Check out some these getting started FREE training videos on Finance.


Mar 15

How To Ace The Basics of Leadership? 

By Judy | Leadership , Personal Development

How To Ace The Basics of Leadership?  

Are you tired of following orders or following others around and not leading in your own life?  Well, you’re not alone in this but….

We’re not all born leaders. We learn new skills over time to become leaders. Inside each one of us is a great leader but some people just don’t choose to lead.

Leading is a choice you make. Knowing what it takes to become a leader will help you get started on your journey to leading others or once you know what it’s going to take maybe your just going to decide to keep doing what you’re doing but, then at least it becomes your choice.

If you are already running your own business, leading a community, working in a job that requires you to lead others, or simply want others to look to you for your leadership qualities you may want to check out the list below to remind yourself of all it takes lead.  If you are just starting to consider becoming a leader, read on this will get you started.

Leadership Begins With You  – Model The Way

When choosing leadership you also choose to model the way for others. Great leaders understand that they need to act the way they want others to act. They lead by example.

Two important questions you may want to ask yourself as a leader are:

  1. Am I showing up in my life as a good example of the way I want him/her to be? and
  2. Am I treating him/her the way I want to be treated?

I have seen and felt, first-hand, what it feels like on teams that have leaders that don’t even possess the qualities needed to lead.  Often they get into leadership roles because they bully, bribe, lie, and cajole their way to the top only to continue the same behavior when they become the leader, which does not end in good results in the end.

If you want to be a Leader – Start Developing The following Characteristics

1. Honesty and Trustworthiness 

People are looking for leaders who are honest and trustworthy.  The news is full of stories of leaders who lie.  What that does for the leader is erode what others think of them very quickly.  No one wants to look up to or follow a person who is dishonest.  Trust is not built-in your first meeting but destroyed fast if you are not honest.

2. Visionary and Forward Thinking

Great leaders inspire vision and are forward thinking.  In order to inspire vision it is important for them to understand  who they’re leading. People want to believe that their leaders have clear vision and that they have their best interests at heart.

3. Inspiring

Great leaders are those who inspire hope and dreams in others. Leaders are dreamers and they understand that everyone else has a dream as well. The best leaders fuel others’ dreams.

4. Dedicated and Supportive

They show others how to come together in unity for the good of everyone and are supportive to all team members. It takes dedicated leaders to support teams, businesses and communities that thrive. The most important thing a leader can do is to allow their team to act.  Leaders trust the people on their team and have faith that each member will be responsible and effective, while at the same time, they hold their team members accountable for their results.  They are not a babysitter for each team member and do not micromanage their team members, they support them to  greatness.

5. Courageous Pioneer

Leaders are enthusiastic pioneers for their teams and lead with courage. They venture out and take action. Wise leaders understand that change will not just happen – they make it happen.

6. Care For People

They seek opportunities for growth and for building capacity. The best leaders do not command others—they inspire them to do what needs to get done. Leaders watch for opportunities to recognize achievements, and celebrate milestones and they urge all team members to do the same.  They truly care about their people.

7. Intelligent and Competent

Learning new things is second nature to leaders. They are intelligent and become the experts in their fields.  Leaders know what they are good at and hire people who are experts with the skills they do not have.  They “hire-up” and are not afraid of working with people who are more competent than they are in some areas.

8. Fair, Broad-Minded and Dependable

You know you are working with a leader when you can easily talk to them, they are open to suggestions and new ideas as well as critiques, fair to all, yet straight-forward when they’re approached with problems. You can depend on

leaders to make things happen, and they step up to problems with great new ideas to move forward.

9. Determined and Imaginative

Leaders days are often filled with problems. Whether these problems are their own or their team’s, a problem is a problem. Leaders see problems as something that is looking for a solution.  They do not see problems as something to fear or shy away from. Many people find continuously facing problems overwhelming to the point of frustration, not leaders, they thrive on solving problems.

Great leaders, understand that without issues or problems there is no growth. Problems are a part of life. The more challenges you have, the more you are living. It is the way you look at problems that is really the issue. Leader stay focused on their goal when problems occur and how they will solve the next obstacle.

Determined leaders are very imaginative sometimes when it comes to solving problems and usually do not stay stuck for very long on any one problem.

Ace The Basics

Becoming a leader takes dedication, passion and persistence.  You cannot force your leadership on anyone, they must want to follow you as a leader.  Take your time work on each one of the characteristics above, ace the basics and you will become the leader that everyone wants on their team and in their community and remember

becoming a good leader takes years of practice.

Till next Time,


Listen to the Mp3 Audio Version Below.  You need a MP3 player to use the file.



Feb 27

Learning something new SUCKS!

By Judy | Employment , Personal Development

Learning Life Skill

Learning Something New Sucks!

I have never met anyone that finds learning easy.  Even if you if love to learn the process of getting our brains to understand what we are learning is tough.  It means change and takes time to form new neuropathways in our brains.

Let’s take learning how to set goals and make them happen for an example.  Every January many of us spend time thinking about our New Year’s Resolutions or new goals for the coming year, but, Statisticbrain.com says that, only 9.2% of people feel they make their New Year’s Resolution happen.

Wow, that sucks! I bet that makes you feel motivated, huh?

Do you think it might be because most people are never taught how to get what they want or they just don’t want to take the time to learn how to get what they want?

I want you to imagine, the first time you ever rode a bike, maybe drove a car, swam, skied, anything you did for the first time. Imagine that, for just a minute.

When you started to learn this skill, was it easy? Did you fall, scrap your knees, get frustrated, want to quit…

Normally, when we start anything new for the first time we find it difficult. Our brain just doesn’t seem to want to let us grasp it immediately.

In fact, things that end up being the best reward in the end, often are the most difficult to learn.

I remember my first bike ride.  I was so bad that even when I thought I was good, I fell and ended up with 7 stitches right across the front of my knee and a brace on my leg for 2 weeks so I didn’t keep breaking it open.

There was no fun in that, yet I still wanted to get good at riding that bike.

New Year’s resolutions, or setting goals are no different from learning how to do something for the first time.

In fact, learning anything for the first time is not normally a snap for most of us, but once we learn the basics and practice the rewards are worth the effort.

So, why is it that we will learn how to do all kinds of things in our lives but we don’t learn how to set goals properly in elementary school?   Children are so smart now, this is something we could begin to teach them young and they would find their lives much more rewarding as they get older.

Heck, maybe you have never really been taught how to set goals and make the results you hoped for. Most of us were not taught this in school or even at home. I know I certainly was not.

A skill so important that all major achievers learn it and perfect it.  They understand the impact setting proper goals can have in your life.

Learning how to follow a system for goal setting can change your life and within days you can begin to see results.

Spending a lifetime learning, I set learning how to master goal setting, as a priority. I know how important it is to know how to set goals and plan strategically when running a business. Without knowing how to set goals I would have been out of business a long time ago.

No, not all my goals worked out the way I planned them, exactly. Some worked out even better and some pivoted into something new and some were simply stopped.

You see once you know how to follow a system, you can make that job you have always wanted happen, get that new car, buy that home for your family…and more and even when life gets hard, you will know how to start over.

Why not start to learn this skill now, and start getting what you say you want?

After all, you don’t have to wait until January every year to start something new. You can begin to craft out what you want any time of the year.

Don’t spend years like I did, reading books, articles, magazines, taking course after course that never really had a system I could follow.

We are now in the age where the world is changing rapidly and learning to set goals is a skill you can apply to every aspect of your life: Career, Relationships, Health, Spirituality, Finances and more.

If you are going to learn anything this year…sign up to get more information on the launch of our new program for Planning To Get Anything You Want, as it comes available here.  In the comments section simply state Interested in Planning To Get Anything You Want information and we will send it to you as soon as it is ready.

In the meantime remember learning is not easy for anyone and for some it is down right difficult but, the more you practice learning the easier it is and just knowing it will be tough can easy the pain as you go through changing your brain.

Happy learning till next time,

Judy Michaud